Guaranteed Lifelong Protection Plan

Over 50s life insurance that guarantees cover for you

If you're over 50 and you want to leave a sum of money for your loved ones when you die, our Guaranteed Lifelong Protection Plan is an affordable way to do it. Whether it'll be used to help pay outstanding debts or funeral expenses, or to leave to your children or grandchildren, the plan pays a guaranteed cash sum when you die.

The plan has no cash-in value and cover will cease if you stop paying the premiums.

What is a Guaranteed Lifelong Protection Plan?

• It's a life insurance plan for the over 50s that pays out a cash sum to your estate when you die. You pay regular monthly premiums and in return you get lifelong cover, rather than for a fixed term. This means that, whenever you die, your family will receive a cash sum no matter what happens.

  Find out more about how the plan works.

• We'll pay out the full sum insured if you die after you've been paying your premiums for just 12 months, or if you die as a result of an accident after the first year we'll pay out double the sum insured.

  If you die within the first 12 months, all the payments you've made will be refunded. But if you die within the first 12 months as a result of an accident, we'll pay out the sum insured.

• The plan has no cash-in value, so if you stop paying your premiums before the end of the payment term, your life cover will end 30 days after the date the last premium was due and you'll get nothing back.

• Depending on your circumstances, the cash sum paid out could be less than the total amount you've paid in premiums and the value of the lump sum will be reduced by inflation. The plan will not pay out if premiums aren't paid for the agreed plan term.

What are the benefits?

• We guarantee to cover you if you're aged between 50 and 80
• We'll pay out a guaranteed cash lump sum when you die
• Monthly premiums are affordable and will stay the same for the duration of the plan - you simply choose how much you want to pay between £10 and £50.
• You can put your plan in trust to guard against inheritance tax.

Other useful information

• Guaranteed Lifelong Protection Plan frequently asked questions
• Compare our life insurance products

Choose a name you can trust

Norwich Union is one of the UK's leading providers of life and pensions products and is part of the Aviva Group, which serves around 45 million customers worldwide.

When you choose a life insurance plan with Norwich Union, you can be sure that our expert advisers will help you every step of the way. They'll be able to answer your questions and help you to complete your application, but they can only offer you advice on Norwich Union's life insurance plans.

It's easy to apply

Applying for a Guaranteed Lifelong Protection Plan is easy - and you won't have to answer any questions about your health. If you're aged between 50 and 80, we guarantee to accept your application. Just call one of our advisers and they'll send you an application pack in the post. Or, you can find out more about how to apply.

Talk to one of our advisers on 0800 404 6427*

Any advice given will relate only to the products sold or marketed by Norwich Union.

* Lines are open Monday to Friday 8am - 9pm, Saturday 9am - 5pm and Sunday 10am - 4pm. Calls may be recorded and/or monitored.

WC05086 09/2008